I am sitting up because I can't sleep due to an overwhelming amount of anxiety right now.  My husband lost his job last April after 15 years.  He has never found a job making the money he used to make, so he decided to start his own buisness.  I went back to school so that I can eventually make more money.   We have two small kids.   Our house is currently in foreclosure with a sale date of may 19.  I have been crying for weeks, because I truly NEVER thought I would be so desperate for money.  Our credit is shot!  I keep telling my self that if we could just get 10 grand we would be able to get ahead on a very strict budget, and the creditors would stop calling.   We are good hard working people.   I went to a case worker to see if I could at least get medical insurance...guess what??  I make too much money at $9.50/hr.   My kids qualified which I am greatful for, but my husband and I don't have health insurance.  I then applied for a low income dental place, because my teeth are falling apart and hurt bad!  Well, the sliding scale they had based on my income, I can't even afford!  I don't understand our government.  Here are two people working very hard, yet they can't help us, and the people who arent working at all get more benefits.   I dont' have family that can just hand over cash, I have applied to school grants/loans to help at least with my education (heaven forbid I am going to school to better myself)  and as of yet have not gotten any of those.  the loans were an immediate denial!   I just wish that I could have enough money to pay everything off that we spent on before the job loss so that we could learn to live on a lower income, I just dont' know how, where, or who to go to, to get that done. Advice would be wonderful.  I am so depressed and I just want to stay in bed for days.  thank God for my children that keep me going.   thanks for listening to me.